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 Thumb Bank and Trust
Thumb Bank and Trust
| RSSD ID 698649 | CERTIFICATE 14513 | ABA NUMBER 72407929 |
| 7254 Michigan Ave |
Quarter Ended : |
2025-12-31 |
| Pigeon, Michigan, 48755 |
Updated : |
2026-01-30 |
| WWW.THUMB.BANK |
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| Institution Profile |
| Year Opened : |
1895 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
14 |
Number of Employees : |
105 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 675,431 |
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Total Interest Income | 33,504 |
| Total Liabilities | 610,282 |
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Total NonInterest Income | 3,515 |
| Total Bank Equity Capital | 65,149 |
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Total Interest Expense | 6,585 |
| Total Deposits | 607,862 |
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Total NonInterest Expense | 18,503 |
| Net Loans & Leases | 380,622 |
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Net Income | 9,621 |
| Loan Loss Allowance | 4,215 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 66,865 |
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Total loans | 365,437 |
| Total assets for the leverage ratio | 659,994 |
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Loans secured by real estate: | 266,635 |
| Tier 1 Leverage Ratio | 9.53 |
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Commercial and industrial loans | 31,827 |
| Tier 1 Capital Ratio | 13.86 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.74 |
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Loans to individuals - Other | 12,425 |
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:· Thumb Bank and Trust
