|
 |
|
|
 The Merchants National Bank
The Merchants National Bank
| RSSD ID 701222 | CERTIFICATE 6605 | ABA NUMBER 42205009 |
| 100 N High St |
Quarter Ended : |
2025-09-30 |
| Hillsboro, Ohio, 45133 |
Updated : |
2025-10-30 |
| www.merchantsnat.com |
|
| Institution Profile |
| Year Opened : |
1879 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
177 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,334,025 |
|
Total Interest Income | 46,712 |
| Total Liabilities | 1,211,385 |
|
Total NonInterest Income | 4,679 |
| Total Bank Equity Capital | 122,640 |
|
Total Interest Expense | 15,371 |
| Total Deposits | 1,144,594 |
|
Total NonInterest Expense | 22,442 |
| Net Loans & Leases | 967,469 |
|
Net Income | 10,850 |
| Loan Loss Allowance | 11,288 |
|
Net Charge Offs | (154) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 125,989 |
|
Total loans | 968,140 |
| Total assets for the leverage ratio | 1,342,431 |
|
Loans secured by real estate: | 846,941 |
| Tier 1 Leverage Ratio | 8.54 |
|
Commercial and industrial loans | 63,441 |
| Tier 1 Capital Ratio | 12.11 |
|
Loans to individuals - Credit Cards | 1,408 |
| Total Capital Ratio | 13.3 |
|
Loans to individuals - Other | 23,122 |
|
|
|
|
:· The Merchants National Bank
