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 The Merchants National Bank
The Merchants National Bank
| RSSD ID 701222 | CERTIFICATE 6605 | ABA NUMBER 42205009 |
| 100 N High St |
Quarter Ended : |
2025-03-31 |
| Hillsboro, Ohio, 45133 |
Updated : |
2025-04-30 |
| www.merchantsnat.com |
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| Institution Profile |
| Year Opened : |
1879 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
179 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,381,954 |
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Total Interest Income | 14,866 |
| Total Liabilities | 1,265,930 |
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Total NonInterest Income | 1,442 |
| Total Bank Equity Capital | 116,024 |
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Total Interest Expense | 5,236 |
| Total Deposits | 1,190,273 |
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Total NonInterest Expense | 7,222 |
| Net Loans & Leases | 982,926 |
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Net Income | 3,082 |
| Loan Loss Allowance | 11,145 |
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Net Charge Offs | (12) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 121,526 |
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Total loans | 984,907 |
| Total assets for the leverage ratio | 1,332,160 |
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Loans secured by real estate: | 859,584 |
| Tier 1 Leverage Ratio | 8.28 |
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Commercial and industrial loans | 64,678 |
| Tier 1 Capital Ratio | 11.58 |
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Loans to individuals - Credit Cards | 1,464 |
| Total Capital Ratio | 12.76 |
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Loans to individuals - Other | 25,972 |
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:· The Merchants National Bank
