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 Citizens Bank and Trust
Citizens Bank and Trust
| RSSD ID 701839 | CERTIFICATE 5673 | ABA NUMBER 63103407 |
| 2 E Wall St |
Quarter Ended : |
2025-12-31 |
| Frostproof, Florida, 33843 |
Updated : |
2026-01-29 |
| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
194 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,447,209 |
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Total Interest Income | 63,329 |
| Total Liabilities | 1,391,762 |
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Total NonInterest Income | 11,049 |
| Total Bank Equity Capital | 55,447 |
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Total Interest Expense | 20,787 |
| Total Deposits | 1,372,745 |
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Total NonInterest Expense | 35,932 |
| Net Loans & Leases | 848,866 |
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Net Income | 14,540 |
| Loan Loss Allowance | 10,483 |
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Net Charge Offs | 467 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 127,077 |
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Total loans | 835,758 |
| Total assets for the leverage ratio | 1,504,113 |
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Loans secured by real estate: | 614,174 |
| Tier 1 Leverage Ratio | 7.72 |
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Commercial and industrial loans | 102,829 |
| Tier 1 Capital Ratio | 12.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.33 |
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Loans to individuals - Other | 103,693 |
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:· Citizens Bank and Trust
