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 Citizens Bank and Trust
Citizens Bank and Trust
| RSSD ID 701839 | CERTIFICATE 5673 | ABA NUMBER 63103407 |
| 2 E Wall St |
Quarter Ended : |
2025-06-30 |
| Frostproof, Florida, 33843 |
Updated : |
2025-07-28 |
| www.citizens-bank.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
186 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,393,816 |
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Total Interest Income | 30,687 |
| Total Liabilities | 1,352,194 |
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Total NonInterest Income | 5,244 |
| Total Bank Equity Capital | 41,622 |
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Total Interest Expense | 10,038 |
| Total Deposits | 1,329,560 |
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Total NonInterest Expense | 17,716 |
| Net Loans & Leases | 827,728 |
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Net Income | 6,817 |
| Loan Loss Allowance | 9,037 |
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Net Charge Offs | 138 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 121,978 |
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Total loans | 801,235 |
| Total assets for the leverage ratio | 1,469,852 |
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Loans secured by real estate: | 584,388 |
| Tier 1 Leverage Ratio | 7.65 |
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Commercial and industrial loans | 97,184 |
| Tier 1 Capital Ratio | 11.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.9 |
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Loans to individuals - Other | 102,074 |
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:· Citizens Bank and Trust
