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 NBT Bank, National Association
NBT Bank, National Association
| RSSD ID 702117 | CERTIFICATE 7230 | ABA NUMBER 21303618 |
| 52 S Broad St |
Quarter Ended : |
2025-06-30 |
| Norwich, New York, 13815 |
Updated : |
2025-07-30 |
| www.nbtbank.com |
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| Institution Profile |
| Year Opened : |
1856 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
177 |
Number of Employees : |
1,974 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 15,907,470 |
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Total Interest Income | 331,945 |
| Total Liabilities | 14,128,856 |
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Total NonInterest Income | 59,037 |
| Total Bank Equity Capital | 1,778,614 |
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Total Interest Expense | 93,281 |
| Total Deposits | 13,755,622 |
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Total NonInterest Expense | 196,557 |
| Net Loans & Leases | 11,484,480 |
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Net Income | 55,854 |
| Loan Loss Allowance | 140,200 |
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Net Charge Offs | 8,915 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,536,099 |
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Total loans | 11,064,920 |
| Total assets for the leverage ratio | 14,721,822 |
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Loans secured by real estate: | 7,168,246 |
| Tier 1 Leverage Ratio | 9.52 |
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Commercial and industrial loans | 1,347,908 |
| Tier 1 Capital Ratio | 11.35 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.44 |
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Loans to individuals - Other | 2,183,554 |
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:· NBT Bank, National Association
