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 NBT Bank, National Association
NBT Bank, National Association
| RSSD ID 702117 | CERTIFICATE 7230 | ABA NUMBER 21303618 |
| 52 S Broad St |
Quarter Ended : |
2025-03-31 |
| Norwich, New York, 13815 |
Updated : |
2025-04-30 |
| www.nbtbank.com |
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| Institution Profile |
| Year Opened : |
1856 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
158 |
Number of Employees : |
1,729 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 13,760,410 |
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Total Interest Income | 154,387 |
| Total Liabilities | 12,242,662 |
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Total NonInterest Income | 29,213 |
| Total Bank Equity Capital | 1,517,748 |
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Total Interest Expense | 43,720 |
| Total Deposits | 11,938,584 |
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Total NonInterest Expense | 87,391 |
| Net Loans & Leases | 9,863,267 |
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Net Income | 34,586 |
| Loan Loss Allowance | 117,000 |
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Net Charge Offs | 6,554 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,390,009 |
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Total loans | 9,981,487 |
| Total assets for the leverage ratio | 13,450,778 |
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Loans secured by real estate: | 6,362,234 |
| Tier 1 Leverage Ratio | 9.47 |
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Commercial and industrial loans | 1,214,385 |
| Tier 1 Capital Ratio | 11.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.98 |
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Loans to individuals - Other | 2,191,421 |
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:· NBT Bank, National Association
