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 First Southern National Bank
First Southern National Bank
| RSSD ID 702612 | CERTIFICATE 2700 | ABA NUMBER 42102403 |
| 27 Public Sq |
Quarter Ended : |
2025-06-30 |
| Lancaster, Kentucky, 40444 |
Updated : |
2025-07-30 |
| WWW.FSNB.NET |
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| Institution Profile |
| Year Opened : |
1865 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
227 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,238,462 |
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Total Interest Income | 30,456 |
| Total Liabilities | 1,110,404 |
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Total NonInterest Income | 5,216 |
| Total Bank Equity Capital | 128,058 |
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Total Interest Expense | 5,610 |
| Total Deposits | 1,097,791 |
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Total NonInterest Expense | 18,163 |
| Net Loans & Leases | 743,280 |
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Net Income | 11,363 |
| Loan Loss Allowance | 11,616 |
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Net Charge Offs | 107 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 127,399 |
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Total loans | 753,236 |
| Total assets for the leverage ratio | 1,239,002 |
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Loans secured by real estate: | 648,322 |
| Tier 1 Leverage Ratio | 9.57 |
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Commercial and industrial loans | 71,421 |
| Tier 1 Capital Ratio | 16.76 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.02 |
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Loans to individuals - Other | 26,473 |
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:· First Southern National Bank
