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 First Farmers & Commercial Bank
First Farmers & Commercial Bank
| RSSD ID 702836 | CERTIFICATE 4960 | ABA NUMBER 64102944 |
| 441 Spring St |
Quarter Ended : |
2025-03-31 |
| Pikeville, Tennessee, 37367 |
Updated : |
2025-04-28 |
| www.ffandcb.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 216,105 |
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Total Interest Income | 3,201 |
| Total Liabilities | 195,563 |
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Total NonInterest Income | 162 |
| Total Bank Equity Capital | 20,542 |
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Total Interest Expense | 1,220 |
| Total Deposits | 194,111 |
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Total NonInterest Expense | 1,479 |
| Net Loans & Leases | 154,292 |
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Net Income | 486 |
| Loan Loss Allowance | 2,387 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 22,442 |
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Total loans | 156,122 |
| Total assets for the leverage ratio | 217,257 |
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Loans secured by real estate: | 138,716 |
| Tier 1 Leverage Ratio | 9.51 |
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Commercial and industrial loans | 15,415 |
| Tier 1 Capital Ratio | 14.48 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.73 |
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Loans to individuals - Other | 4,375 |
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:· First Farmers & Commercial Bank
