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 The Peoples Bank Co.
The Peoples Bank Co.
| RSSD ID 702911 | CERTIFICATE 13220 | ABA NUMBER 42309222 |
| 112 W Main St |
Quarter Ended : |
2025-12-31 |
| Coldwater, Ohio, 45828 |
Updated : |
2026-01-23 |
| www.pbc.bank |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 831,000 |
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Total Interest Income | 36,768 |
| Total Liabilities | 751,245 |
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Total NonInterest Income | 3,031 |
| Total Bank Equity Capital | 79,755 |
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Total Interest Expense | 11,833 |
| Total Deposits | 729,067 |
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Total NonInterest Expense | 11,041 |
| Net Loans & Leases | 432,415 |
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Net Income | 13,404 |
| Loan Loss Allowance | 5,425 |
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Net Charge Offs | 22 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 104,850 |
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Total loans | 434,817 |
| Total assets for the leverage ratio | 860,108 |
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Loans secured by real estate: | 365,196 |
| Tier 1 Leverage Ratio | 11.52 |
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Commercial and industrial loans | 42,290 |
| Tier 1 Capital Ratio | 20.74 |
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Loans to individuals - Credit Cards | 635 |
| Total Capital Ratio | 21.95 |
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Loans to individuals - Other | 9,425 |
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:· The Peoples Bank Co.
