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 The Peoples Bank Co.
The Peoples Bank Co.
| RSSD ID 702911 | CERTIFICATE 13220 | ABA NUMBER 42309222 |
| 112 W Main St |
Quarter Ended : |
2025-09-30 |
| Coldwater, Ohio, 45828 |
Updated : |
2025-10-29 |
| www.pbc.bank |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
69 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 840,463 |
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Total Interest Income | 27,225 |
| Total Liabilities | 765,919 |
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Total NonInterest Income | 2,087 |
| Total Bank Equity Capital | 74,544 |
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Total Interest Expense | 8,809 |
| Total Deposits | 744,198 |
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Total NonInterest Expense | 8,058 |
| Net Loans & Leases | 431,464 |
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Net Income | 9,512 |
| Loan Loss Allowance | 5,782 |
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Net Charge Offs | 13 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 101,592 |
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Total loans | 432,446 |
| Total assets for the leverage ratio | 857,510 |
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Loans secured by real estate: | 364,821 |
| Tier 1 Leverage Ratio | 11.16 |
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Commercial and industrial loans | 40,101 |
| Tier 1 Capital Ratio | 20.29 |
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Loans to individuals - Credit Cards | 562 |
| Total Capital Ratio | 21.54 |
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Loans to individuals - Other | 9,924 |
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:· The Peoples Bank Co.
