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The Jefferson Bank
The Jefferson Bank
| RSSD ID 703039 | CERTIFICATE 11445 | ABA NUMBER 84206040 |
| 3008 E Reed Rd |
Quarter Ended : |
2025-12-31 |
| Greenville, Mississippi, 38703 |
Updated : |
2026-01-29 |
| www.thejeffersonbank.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
17 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 195,560 |
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Total Interest Income | 12,711 |
| Total Liabilities | 162,416 |
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Total NonInterest Income | 139 |
| Total Bank Equity Capital | 33,144 |
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Total Interest Expense | 4,303 |
| Total Deposits | 161,487 |
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Total NonInterest Expense | 5,482 |
| Net Loans & Leases | 117,914 |
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Net Income | 2,129 |
| Loan Loss Allowance | 7,501 |
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Net Charge Offs | 228 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 36,381 |
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Total loans | 122,949 |
| Total assets for the leverage ratio | 190,355 |
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Loans secured by real estate: | 93,469 |
| Tier 1 Leverage Ratio | 17.99 |
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Commercial and industrial loans | 11,200 |
| Tier 1 Capital Ratio | 20.6 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.89 |
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Loans to individuals - Other | 92 |
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