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 South Coast Bank & Trust
South Coast Bank & Trust
| RSSD ID 706030 | CERTIFICATE 16283 | ABA NUMBER 61221310 |
| 1500 Newcastle St |
Quarter Ended : |
2025-12-31 |
| Brunswick, Georgia, 31520 |
Updated : |
2026-01-09 |
| www.southcoast.bank |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 264,886 |
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Total Interest Income | 14,878 |
| Total Liabilities | 243,820 |
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Total NonInterest Income | 927 |
| Total Bank Equity Capital | 21,066 |
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Total Interest Expense | 5,438 |
| Total Deposits | 236,003 |
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Total NonInterest Expense | 6,369 |
| Net Loans & Leases | 190,984 |
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Net Income | 3,459 |
| Loan Loss Allowance | 3,121 |
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Net Charge Offs | 113 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 192,690 |
| Total assets for the leverage ratio | 271,409 |
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Loans secured by real estate: | 176,794 |
| Tier 1 Leverage Ratio | 9.41 |
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Commercial and industrial loans | 15,231 |
| Off Balance Sheet Exposures (%) | 11.7 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,068 |
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:· South Coast Bank & Trust
