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 Guaranty Bank Inc.
Guaranty Bank Inc.
| RSSD ID 706236 | CERTIFICATE 22273 | ABA NUMBER 51501817 |
| 10 Commerce Dr |
Quarter Ended : |
2025-03-31 |
| Williamson, West Virginia, 25661 |
Updated : |
2025-04-28 |
| www.thebankofmingo.com |
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| Institution Profile |
| Year Opened : |
1976 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 143,919 |
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Total Interest Income | 2,183 |
| Total Liabilities | 124,549 |
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Total NonInterest Income | 141 |
| Total Bank Equity Capital | 19,370 |
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Total Interest Expense | 687 |
| Total Deposits | 120,442 |
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Total NonInterest Expense | 1,188 |
| Net Loans & Leases | 114,996 |
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Net Income | 240 |
| Loan Loss Allowance | 1,927 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,828 |
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Total loans | 116,849 |
| Total assets for the leverage ratio | 142,826 |
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Loans secured by real estate: | 101,443 |
| Tier 1 Leverage Ratio | 13.63 |
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Commercial and industrial loans | 12,710 |
| Tier 1 Capital Ratio | 18.04 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.3 |
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Loans to individuals - Other | 2,696 |
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:· Guaranty Bank Inc.
