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 The Community State Bank
The Community State Bank
| RSSD ID 706254 | CERTIFICATE 20279 | ABA NUMBER 103101518 |
| 1409 N Broadway St |
Quarter Ended : |
2025-12-31 |
| Poteau, Oklahoma, 74953 |
Updated : |
2026-01-22 |
| www.thecommunitysb.com |
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| Institution Profile |
| Year Opened : |
1970 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
114 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 379,768 |
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Total Interest Income | 23,005 |
| Total Liabilities | 352,612 |
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Total NonInterest Income | 3,200 |
| Total Bank Equity Capital | 27,156 |
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Total Interest Expense | 7,440 |
| Total Deposits | 351,510 |
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Total NonInterest Expense | 14,024 |
| Net Loans & Leases | 274,312 |
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Net Income | 3,459 |
| Loan Loss Allowance | 3,454 |
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Net Charge Offs | 160 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 38,262 |
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Total loans | 270,733 |
| Total assets for the leverage ratio | 371,116 |
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Loans secured by real estate: | 204,825 |
| Tier 1 Leverage Ratio | 9.38 |
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Commercial and industrial loans | 25,530 |
| Tier 1 Capital Ratio | 12.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.81 |
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Loans to individuals - Other | 17,675 |
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:· The Community State Bank
