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Peoples Bank
Peoples Bank
| RSSD ID 70638 | CERTIFICATE 9366 | ABA NUMBER 65303467 |
| 160 E Maud Ave |
Quarter Ended : |
2025-12-31 |
| Mendenhall, Mississippi, 39114 |
Updated : |
2026-01-30 |
| www.peoplesbank-ms.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
142 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 484,585 |
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Total Interest Income | 38,000 |
| Total Liabilities | 428,793 |
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Total NonInterest Income | 13,766 |
| Total Bank Equity Capital | 55,792 |
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Total Interest Expense | 8,306 |
| Total Deposits | 402,164 |
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Total NonInterest Expense | 25,754 |
| Net Loans & Leases | 382,297 |
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Net Income | 14,340 |
| Loan Loss Allowance | 5,700 |
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Net Charge Offs | 3,064 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 62,291 |
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Total loans | 381,148 |
| Total assets for the leverage ratio | 473,886 |
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Loans secured by real estate: | 293,086 |
| Tier 1 Leverage Ratio | 12.18 |
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Commercial and industrial loans | 69,343 |
| Tier 1 Capital Ratio | 15.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.07 |
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Loans to individuals - Other | 15,637 |
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