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 Wallkill Valley Federal Savings and Loan Association
Wallkill Valley Federal Savings and Loan Association
| RSSD ID 7072 | CERTIFICATE 28870 | ABA NUMBER 221972234 |
| 23 Wallkill Ave |
Quarter Ended : |
2025-09-30 |
| Wallkill, New York, 12589 |
Updated : |
2025-10-29 |
| www.wallkill.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 464,682 |
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Total Interest Income | 16,701 |
| Total Liabilities | 419,902 |
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Total NonInterest Income | 1,952 |
| Total Bank Equity Capital | 44,780 |
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Total Interest Expense | 6,260 |
| Total Deposits | 397,615 |
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Total NonInterest Expense | 9,976 |
| Net Loans & Leases | 336,621 |
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Net Income | 1,419 |
| Loan Loss Allowance | 3,528 |
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Net Charge Offs | 462 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 44,767 |
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Total loans | 338,220 |
| Total assets for the leverage ratio | 466,438 |
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Loans secured by real estate: | 305,040 |
| Tier 1 Leverage Ratio | 8.83 |
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Commercial and industrial loans | 31,001 |
| Tier 1 Capital Ratio | 13.12 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.25 |
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Loans to individuals - Other | 2,103 |
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:· Wallkill Valley Federal Savings and Loan Association
