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 Commercial Trust Company of Fayette
Commercial Trust Company of Fayette
| RSSD ID 709451 | CERTIFICATE 9791 | ABA NUMBER 101902735 |
| 119 N Main St |
Quarter Ended : |
2025-06-30 |
| Fayette, Missouri, 65248 |
Updated : |
2025-07-18 |
| www.commercialtrust.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 155,571 |
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Total Interest Income | 4,155 |
| Total Liabilities | 139,487 |
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Total NonInterest Income | 730 |
| Total Bank Equity Capital | 16,084 |
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Total Interest Expense | 1,452 |
| Total Deposits | 137,354 |
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Total NonInterest Expense | 2,530 |
| Net Loans & Leases | 106,476 |
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Net Income | 932 |
| Loan Loss Allowance | 1,094 |
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Net Charge Offs | (9) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 105,475 |
| Total assets for the leverage ratio | 155,868 |
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Loans secured by real estate: | 87,787 |
| Tier 1 Leverage Ratio | 10.69 |
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Commercial and industrial loans | 2,713 |
| Off Balance Sheet Exposures (%) | 6.83 |
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Loans to individuals - Credit Cards | 229 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,565 |
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:· Commercial Trust Company of Fayette
