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 UniBank for Savings
UniBank for Savings
| RSSD ID 709602 | CERTIFICATE 90290 | ABA NUMBER 211372378 |
| 49 Church St |
Quarter Ended : |
2025-12-31 |
| Whitinsville, Massachusetts, 1588 |
Updated : |
2026-01-27 |
| www.unibank.com |
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| Institution Profile |
| Year Opened : |
1870 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
268 |
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| Related Company Filings |
Regulator |
 UFS BCORP |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,735,109 |
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Total Interest Income | 122,153 |
| Total Liabilities | 2,514,442 |
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Total NonInterest Income | 15,572 |
| Total Bank Equity Capital | 220,667 |
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Total Interest Expense | 43,817 |
| Total Deposits | 2,143,119 |
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Total NonInterest Expense | 59,095 |
| Net Loans & Leases | 2,099,545 |
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Net Income | 22,214 |
| Loan Loss Allowance | 29,138 |
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Net Charge Offs | 1,933 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 285,359 |
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Total loans | 2,112,804 |
| Total assets for the leverage ratio | 2,881,207 |
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Loans secured by real estate: | 1,379,457 |
| Tier 1 Leverage Ratio | 9.06 |
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Commercial and industrial loans | 43,351 |
| Tier 1 Capital Ratio | 13.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.64 |
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Loans to individuals - Other | 686,803 |
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:· UniBank for Savings
