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 UniBank for Savings
UniBank for Savings
| RSSD ID 709602 | CERTIFICATE 90290 | ABA NUMBER 211372378 |
| 49 Church St |
Quarter Ended : |
2025-06-30 |
| Whitinsville, Massachusetts, 01588 |
Updated : |
2025-07-29 |
| www.unibank.com |
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| Institution Profile |
| Year Opened : |
1870 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
258 |
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| Related Company Filings |
Regulator |
 UFS BCORP |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,938,536 |
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Total Interest Income | 60,420 |
| Total Liabilities | 2,732,038 |
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Total NonInterest Income | 8,194 |
| Total Bank Equity Capital | 206,498 |
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Total Interest Expense | 22,433 |
| Total Deposits | 2,466,433 |
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Total NonInterest Expense | 29,318 |
| Net Loans & Leases | 2,059,323 |
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Net Income | 10,434 |
| Loan Loss Allowance | 29,195 |
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Net Charge Offs | (24) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 278,345 |
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Total loans | 2,085,566 |
| Total assets for the leverage ratio | 3,006,954 |
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Loans secured by real estate: | 1,353,050 |
| Tier 1 Leverage Ratio | 8.45 |
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Commercial and industrial loans | 43,036 |
| Tier 1 Capital Ratio | 13.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.42 |
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Loans to individuals - Other | 686,920 |
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:· UniBank for Savings
