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 Macon Bank and Trust Company
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Macon Bank and Trust Company
| RSSD ID 709639 | CERTIFICATE 6091 | ABA NUMBER 64101204 |
| 609 Red Boiling Springs Rd |
Quarter Ended : |
2026-03-31 |
| Lafayette, Tennessee, 37083 |
Updated : |
2026-04-23 |
| maconbankandtrust.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
105 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 825,426 |
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Total Interest Income | 10,996 |
| Total Liabilities | 764,855 |
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Total NonInterest Income | 862 |
| Total Bank Equity Capital | 60,571 |
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Total Interest Expense | 4,515 |
| Total Deposits | 757,081 |
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Total NonInterest Expense | 4,138 |
| Net Loans & Leases | 494,324 |
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Net Income | 2,291 |
| Loan Loss Allowance | 4,486 |
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Net Charge Offs | 35 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 486,954 |
| Total assets for the leverage ratio | 814,331 |
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Loans secured by real estate: | 409,302 |
| Tier 1 Leverage Ratio | 10.02 |
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Commercial and industrial loans | 53,625 |
| Off Balance Sheet Exposures (%) | 10.5 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,329 |
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:· Macon Bank and Trust Company
