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 Macon Bank and Trust Company
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Macon Bank and Trust Company
| RSSD ID 709639 | CERTIFICATE 6091 | ABA NUMBER 64101204 |
| 609 Red Boiling Springs Rd |
Quarter Ended : |
2026-06-30 |
| Lafayette, Tennessee, 37083 |
Updated : |
2026-07-28 |
| maconbankandtrust.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
111 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 820,507 |
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Total Interest Income | 22,341 |
| Total Liabilities | 758,755 |
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Total NonInterest Income | 1,733 |
| Total Bank Equity Capital | 61,752 |
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Total Interest Expense | 9,294 |
| Total Deposits | 751,453 |
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Total NonInterest Expense | 8,356 |
| Net Loans & Leases | 509,129 |
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Net Income | 4,557 |
| Loan Loss Allowance | 4,579 |
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Net Charge Offs | 41 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 506,336 |
| Total assets for the leverage ratio | 840,672 |
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Loans secured by real estate: | 430,289 |
| Tier 1 Leverage Ratio | 9.91 |
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Commercial and industrial loans | 52,252 |
| Off Balance Sheet Exposures (%) | 13.91 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 16,717 |
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:· Macon Bank and Trust Company
