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United Prairie Bank
United Prairie Bank
| RSSD ID 712059 | CERTIFICATE 10958 | ABA NUMBER 91214627 |
| 1141 3rd Ave |
Quarter Ended : |
2025-12-31 |
| Mountain Lake, Minnesota, 56159 |
Updated : |
2026-01-28 |
| www.unitedprairiebank.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
122 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 954,172 |
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Total Interest Income | 51,659 |
| Total Liabilities | 859,287 |
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Total NonInterest Income | 3,872 |
| Total Bank Equity Capital | 94,885 |
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Total Interest Expense | 19,354 |
| Total Deposits | 815,202 |
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Total NonInterest Expense | 23,851 |
| Net Loans & Leases | 786,694 |
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Net Income | 9,641 |
| Loan Loss Allowance | 6,965 |
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Net Charge Offs | 2,315 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 97,348 |
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Total loans | 776,132 |
| Total assets for the leverage ratio | 934,879 |
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Loans secured by real estate: | 514,216 |
| Tier 1 Leverage Ratio | 9.62 |
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Commercial and industrial loans | 111,923 |
| Tier 1 Capital Ratio | 10.31 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.17 |
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Loans to individuals - Other | 2,475 |
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