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 Peoples State Bank of Velva
Peoples State Bank of Velva
| RSSD ID 713252 | CERTIFICATE 10250 | ABA NUMBER 91308805 |
| 101 Main St N |
Quarter Ended : |
2025-12-31 |
| Velva, North Dakota, 58790 |
Updated : |
2026-02-09 |
| www.psbvelva.com |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 189,075 |
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Total Interest Income | 10,040 |
| Total Liabilities | 171,750 |
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Total NonInterest Income | 320 |
| Total Bank Equity Capital | 17,325 |
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Total Interest Expense | 3,608 |
| Total Deposits | 165,951 |
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Total NonInterest Expense | 4,279 |
| Net Loans & Leases | 137,574 |
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Net Income | 2,464 |
| Loan Loss Allowance | 1,849 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 19,788 |
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Total loans | 138,537 |
| Total assets for the leverage ratio | 188,228 |
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Loans secured by real estate: | 73,865 |
| Tier 1 Leverage Ratio | 9.58 |
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Commercial and industrial loans | 21,744 |
| Tier 1 Capital Ratio | 12.77 |
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Loans to individuals - Credit Cards | 208 |
| Total Capital Ratio | 14.02 |
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Loans to individuals - Other | 3,659 |
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:· Peoples State Bank of Velva
