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 Farmers & Merchants Bank
Farmers & Merchants Bank
| RSSD ID 713926 | CERTIFICATE 8668 | ABA NUMBER 51404419 |
| 165 New Market Rd |
Quarter Ended : |
2025-09-30 |
| Timberville, Virginia, 22853 |
Updated : |
2025-10-28 |
| WWW.FMBANKVA.COM |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
158 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,356,558 |
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Total Interest Income | 50,087 |
| Total Liabilities | 1,254,006 |
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Total NonInterest Income | 6,983 |
| Total Bank Equity Capital | 102,552 |
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Total Interest Expense | 19,284 |
| Total Deposits | 1,240,588 |
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Total NonInterest Expense | 26,574 |
| Net Loans & Leases | 864,460 |
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Net Income | 8,156 |
| Loan Loss Allowance | 7,848 |
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Net Charge Offs | 1,778 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 126,125 |
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Total loans | 864,300 |
| Total assets for the leverage ratio | 1,351,518 |
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Loans secured by real estate: | 682,234 |
| Tier 1 Leverage Ratio | 8.69 |
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Commercial and industrial loans | 57,501 |
| Tier 1 Capital Ratio | 12.76 |
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Loans to individuals - Credit Cards | 3,307 |
| Total Capital Ratio | 13.7 |
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Loans to individuals - Other | 95,302 |
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:· Farmers & Merchants Bank
