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 Peoples Bank
Peoples Bank
| RSSD ID 715032 | CERTIFICATE 15216 | ABA NUMBER 61211317 |
| 299 W Liberty Ave |
Quarter Ended : |
2025-12-31 |
| Lyons, Georgia, 30436 |
Updated : |
2026-01-14 |
| www.ourpeoplesbank.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 188,769 |
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Total Interest Income | 10,419 |
| Total Liabilities | 168,843 |
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Total NonInterest Income | 647 |
| Total Bank Equity Capital | 19,926 |
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Total Interest Expense | 3,146 |
| Total Deposits | 167,741 |
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Total NonInterest Expense | 4,510 |
| Net Loans & Leases | 107,001 |
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Net Income | 1,969 |
| Loan Loss Allowance | 1,651 |
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Net Charge Offs | 726 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 21,027 |
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Total loans | 105,681 |
| Total assets for the leverage ratio | 191,297 |
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Loans secured by real estate: | 83,458 |
| Tier 1 Leverage Ratio | 10.45 |
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Commercial and industrial loans | 9,519 |
| Tier 1 Capital Ratio | 24.24 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 25.5 |
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Loans to individuals - Other | 3,331 |
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:· Peoples Bank
