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 Peoples Bank
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Peoples Bank
| RSSD ID 715032 | CERTIFICATE 15216 | ABA NUMBER 61211317 |
| 299 W Liberty Ave |
Quarter Ended : |
2026-06-30 |
| Lyons, Georgia, 30436 |
Updated : |
2026-07-27 |
| www.ourpeoplesbank.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 192,370 |
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Total Interest Income | 5,168 |
| Total Liabilities | 171,416 |
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Total NonInterest Income | 383 |
| Total Bank Equity Capital | 20,954 |
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Total Interest Expense | 1,452 |
| Total Deposits | 170,260 |
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Total NonInterest Expense | 2,350 |
| Net Loans & Leases | 113,076 |
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Net Income | 1,192 |
| Loan Loss Allowance | 1,834 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 22,388 |
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Total loans | 115,272 |
| Total assets for the leverage ratio | 189,448 |
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Loans secured by real estate: | 92,530 |
| Tier 1 Leverage Ratio | 11.18 |
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Commercial and industrial loans | 10,001 |
| Tier 1 Capital Ratio | 22.12 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.38 |
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Loans to individuals - Other | 3,328 |
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:· Peoples Bank
