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Citizens Bank and Trust Company of Grainger County
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Citizens Bank and Trust Company of Grainger County
| RSSD ID 715630 | CERTIFICATE 10317 | ABA NUMBER 64206426 |
| 8335 Rutledge Pike |
Quarter Ended : |
2026-03-31 |
| Rutledge, Tennessee, 37861 |
Updated : |
2026-04-03 |
| www.cbtgrainger.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 274,617 |
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Total Interest Income | 2,667 |
| Total Liabilities | 245,929 |
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Total NonInterest Income | 243 |
| Total Bank Equity Capital | 28,688 |
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Total Interest Expense | 446 |
| Total Deposits | 244,757 |
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Total NonInterest Expense | 1,517 |
| Net Loans & Leases | 112,163 |
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Net Income | 807 |
| Loan Loss Allowance | 1,232 |
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Net Charge Offs | 51 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 111,721 |
| Total assets for the leverage ratio | 289,040 |
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Loans secured by real estate: | 104,297 |
| Tier 1 Leverage Ratio | 14.45 |
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Commercial and industrial loans | 4,130 |
| Off Balance Sheet Exposures (%) | 6.19 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,147 |
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