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 LifeStore Bank
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LifeStore Bank
| RSSD ID 715872 | CERTIFICATE 31217 | ABA NUMBER 253171676 |
| 205 S Jefferson Ave |
Quarter Ended : |
2026-06-30 |
| West Jefferson, North Carolina, 28694 |
Updated : |
2026-07-29 |
| www.golifestore.com |
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| Institution Profile |
| Year Opened : |
1939 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
74 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 491,321 |
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Total Interest Income | 12,900 |
| Total Liabilities | 435,449 |
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Total NonInterest Income | 1,100 |
| Total Bank Equity Capital | 55,872 |
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Total Interest Expense | 4,168 |
| Total Deposits | 429,688 |
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Total NonInterest Expense | 5,994 |
| Net Loans & Leases | 319,930 |
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Net Income | 2,837 |
| Loan Loss Allowance | 4,514 |
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Net Charge Offs | (36) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 63,387 |
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Total loans | 316,721 |
| Total assets for the leverage ratio | 498,418 |
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Loans secured by real estate: | 302,774 |
| Tier 1 Leverage Ratio | 11.92 |
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Commercial and industrial loans | 11,337 |
| Tier 1 Capital Ratio | 18.65 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.9 |
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Loans to individuals - Other | 2,602 |
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:· LifeStore Bank
