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 LifeStore Bank
LifeStore Bank
| RSSD ID 715872 | CERTIFICATE 31217 | ABA NUMBER 253171676 |
| 205 S Jefferson Ave |
Quarter Ended : |
2025-12-31 |
| West Jefferson, North Carolina, 28694 |
Updated : |
2026-01-30 |
| www.golifestore.com |
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| Institution Profile |
| Year Opened : |
1939 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
69 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 497,355 |
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Total Interest Income | 25,006 |
| Total Liabilities | 443,876 |
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Total NonInterest Income | 2,568 |
| Total Bank Equity Capital | 53,479 |
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Total Interest Expense | 8,750 |
| Total Deposits | 439,368 |
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Total NonInterest Expense | 12,327 |
| Net Loans & Leases | 302,437 |
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Net Income | 5,450 |
| Loan Loss Allowance | 4,378 |
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Net Charge Offs | (234) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 60,354 |
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Total loans | 305,148 |
| Total assets for the leverage ratio | 498,235 |
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Loans secured by real estate: | 289,753 |
| Tier 1 Leverage Ratio | 11.35 |
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Commercial and industrial loans | 13,401 |
| Tier 1 Capital Ratio | 18.66 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.91 |
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Loans to individuals - Other | 1,970 |
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:· LifeStore Bank
