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Peoples Bank of Graceville
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Peoples Bank of Graceville
| RSSD ID 717232 | CERTIFICATE 21692 | ABA NUMBER 63209660 |
| 5306 Brown St |
Quarter Ended : |
2026-06-30 |
| Graceville, Florida, 32440 |
Updated : |
2026-07-21 |
| www.peoplesgraceville.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 115,781 |
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Total Interest Income | 2,402 |
| Total Liabilities | 107,199 |
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Total NonInterest Income | 181 |
| Total Bank Equity Capital | 8,582 |
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Total Interest Expense | 983 |
| Total Deposits | 106,527 |
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Total NonInterest Expense | 1,008 |
| Net Loans & Leases | 42,329 |
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Net Income | 592 |
| Loan Loss Allowance | 378 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 12,798 |
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Total loans | 40,897 |
| Total assets for the leverage ratio | 120,341 |
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Loans secured by real estate: | 35,702 |
| Tier 1 Leverage Ratio | 10.29 |
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Commercial and industrial loans | 1,908 |
| Tier 1 Capital Ratio | 30.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 31.22 |
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Loans to individuals - Other | 2,124 |
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