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The Grant County Bank
The Grant County Bank
| RSSD ID 718538 | CERTIFICATE 11953 | ABA NUMBER 52203046 |
| 3 N Main St |
Quarter Ended : |
2025-12-31 |
| Petersburg, West Virginia, 26847 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 396,733 |
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Total Interest Income | 21,336 |
| Total Liabilities | 354,731 |
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Total NonInterest Income | 1,780 |
| Total Bank Equity Capital | 42,002 |
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Total Interest Expense | 6,543 |
| Total Deposits | 343,326 |
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Total NonInterest Expense | 10,998 |
| Net Loans & Leases | 299,038 |
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Net Income | 3,672 |
| Loan Loss Allowance | 3,539 |
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Net Charge Offs | 208 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 298,623 |
| Total assets for the leverage ratio | 389,922 |
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Loans secured by real estate: | 261,020 |
| Tier 1 Leverage Ratio | 10.94 |
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Commercial and industrial loans | 14,827 |
| Off Balance Sheet Exposures (%) | 14.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,252 |
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