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 Highlands Bank
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Highlands Bank
| RSSD ID 718538 | CERTIFICATE 11953 | ABA NUMBER 52203046 |
| 3 N Main St |
Quarter Ended : |
2026-06-30 |
| Petersburg, West Virginia, 26847 |
Updated : |
2026-08-03 |
| www.highlands.bank |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
81 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 407,139 |
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Total Interest Income | 11,500 |
| Total Liabilities | 363,920 |
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Total NonInterest Income | 1,050 |
| Total Bank Equity Capital | 43,219 |
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Total Interest Expense | 3,324 |
| Total Deposits | 356,805 |
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Total NonInterest Expense | 5,922 |
| Net Loans & Leases | 306,118 |
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Net Income | 2,547 |
| Loan Loss Allowance | 3,617 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 308,774 |
| Total assets for the leverage ratio | 397,218 |
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Loans secured by real estate: | 269,211 |
| Tier 1 Leverage Ratio | 11 |
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Commercial and industrial loans | 16,674 |
| Off Balance Sheet Exposures (%) | 15.46 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,511 |
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:· Highlands Bank
