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 The First National Bank of Manchester
The First National Bank of Manchester
| RSSD ID 719610 | CERTIFICATE 2708 | ABA NUMBER 42105442 |
| 120 Town Branch Rd |
Quarter Ended : |
2025-06-30 |
| Manchester, Kentucky, 40962 |
Updated : |
2025-07-28 |
| www.fnbmbank.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 229,127 |
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Total Interest Income | 6,650 |
| Total Liabilities | 208,461 |
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Total NonInterest Income | 505 |
| Total Bank Equity Capital | 20,666 |
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Total Interest Expense | 1,971 |
| Total Deposits | 207,207 |
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Total NonInterest Expense | 3,942 |
| Net Loans & Leases | 156,662 |
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Net Income | 986 |
| Loan Loss Allowance | 2,232 |
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Net Charge Offs | 29 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 23,567 |
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Total loans | 155,031 |
| Total assets for the leverage ratio | 237,259 |
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Loans secured by real estate: | 131,335 |
| Tier 1 Leverage Ratio | 9.11 |
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Commercial and industrial loans | 14,979 |
| Tier 1 Capital Ratio | 13.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.17 |
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Loans to individuals - Other | 8,624 |
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:· The First National Bank of Manchester
