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Solvay Bank
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Solvay Bank
| RSSD ID 722816 | CERTIFICATE 13297 | ABA NUMBER 21309735 |
| 1537 Milton Ave |
Quarter Ended : |
2026-06-30 |
| Solvay, New York, 13209 |
Updated : |
2026-07-30 |
| www.solvaybank.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
149 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,197,828 |
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Total Interest Income | 24,192 |
| Total Liabilities | 1,103,891 |
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Total NonInterest Income | 2,778 |
| Total Bank Equity Capital | 93,937 |
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Total Interest Expense | 9,734 |
| Total Deposits | 1,071,421 |
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Total NonInterest Expense | 12,508 |
| Net Loans & Leases | 748,665 |
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Net Income | 4,529 |
| Loan Loss Allowance | 7,922 |
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Net Charge Offs | (32) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 742,310 |
| Total assets for the leverage ratio | 1,203,919 |
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Loans secured by real estate: | 558,825 |
| Tier 1 Leverage Ratio | 9.53 |
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Commercial and industrial loans | 94,896 |
| Off Balance Sheet Exposures (%) | 11.46 |
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Loans to individuals - Credit Cards | 1,953 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 86,434 |
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