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 Solvay Bank
Solvay Bank
| RSSD ID 722816 | CERTIFICATE 13297 | ABA NUMBER 21309735 |
| 1537 Milton Ave |
Quarter Ended : |
2025-09-30 |
| Solvay, New York, 13209 |
Updated : |
2025-10-30 |
| www.solvaybank.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
152 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,272,722 |
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Total Interest Income | 34,991 |
| Total Liabilities | 1,182,322 |
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Total NonInterest Income | 4,286 |
| Total Bank Equity Capital | 90,400 |
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Total Interest Expense | 16,399 |
| Total Deposits | 1,144,474 |
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Total NonInterest Expense | 17,849 |
| Net Loans & Leases | 735,027 |
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Net Income | 4,290 |
| Loan Loss Allowance | 7,961 |
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Net Charge Offs | 37 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 737,756 |
| Total assets for the leverage ratio | 1,215,979 |
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Loans secured by real estate: | 557,831 |
| Tier 1 Leverage Ratio | 9.22 |
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Commercial and industrial loans | 85,902 |
| Off Balance Sheet Exposures (%) | 9.63 |
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Loans to individuals - Credit Cards | 1,924 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 91,881 |
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:· Solvay Bank
