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 Pearland State Bank
Pearland State Bank
| RSSD ID 723868 | CERTIFICATE 18132 | ABA NUMBER 113123573 |
| 2301 N Main St |
Quarter Ended : |
2024-12-31 |
| Pearland, Texas, 77581 |
Updated : |
2025-01-27 |
| www.pearlandbank.com |
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| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 188,943 |
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Total Interest Income | 6,979 |
| Total Liabilities | 178,564 |
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Total NonInterest Income | 692 |
| Total Bank Equity Capital | 10,379 |
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Total Interest Expense | 2,901 |
| Total Deposits | 177,864 |
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Total NonInterest Expense | 3,504 |
| Net Loans & Leases | 45,445 |
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Net Income | 1,320 |
| Loan Loss Allowance | 502 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 46,196 |
| Total assets for the leverage ratio | 196,707 |
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Loans secured by real estate: | 40,961 |
| Tier 1 Leverage Ratio | 12.38 |
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Commercial and industrial loans | 4,447 |
| Off Balance Sheet Exposures (%) | 1.34 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 788 |
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:· Pearland State Bank
