|
 |
|
|
 Shoreham Bank
|
Shoreham Bank
| RSSD ID 724904 | CERTIFICATE 27417 | ABA NUMBER 211574862 |
| 1 Shoreham Way |
Quarter Ended : |
2026-06-30 |
| Warwick, Rhode Island, 2886 |
Updated : |
2026-07-29 |
| www.shoreham.bank |
|
| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
101 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 534,750 |
|
Total Interest Income | 18,509 |
| Total Liabilities | 479,451 |
|
Total NonInterest Income | 4,143 |
| Total Bank Equity Capital | 55,299 |
|
Total Interest Expense | 7,958 |
| Total Deposits | 420,473 |
|
Total NonInterest Expense | 11,250 |
| Net Loans & Leases | 446,622 |
|
Net Income | 1,619 |
| Loan Loss Allowance | 9,906 |
|
Net Charge Offs | 1,995 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 60,909 |
|
Total loans | 457,688 |
| Total assets for the leverage ratio | 520,199 |
|
Loans secured by real estate: | 353,607 |
| Tier 1 Leverage Ratio | 10.65 |
|
Commercial and industrial loans | 9,990 |
| Tier 1 Capital Ratio | 12.73 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.99 |
|
Loans to individuals - Other | 94,091 |
|
|
|
|
:· Shoreham Bank
