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 OSB Community Bank
OSB Community Bank
| RSSD ID 725077 | CERTIFICATE 27989 | ABA NUMBER 271972925 |
| 925 La Salle St |
Quarter Ended : |
2025-12-31 |
| Ottawa, Illinois, 61350 |
Updated : |
2026-01-21 |
| www.myosb.bank |
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| Institution Profile |
| Year Opened : |
1871 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 362,554 |
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Total Interest Income | 17,533 |
| Total Liabilities | 322,372 |
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Total NonInterest Income | 946 |
| Total Bank Equity Capital | 40,182 |
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Total Interest Expense | 6,933 |
| Total Deposits | 300,947 |
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Total NonInterest Expense | 8,634 |
| Net Loans & Leases | 305,758 |
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Net Income | 2,118 |
| Loan Loss Allowance | 4,190 |
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Net Charge Offs | 38 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 44,273 |
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Total loans | 304,864 |
| Total assets for the leverage ratio | 364,425 |
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Loans secured by real estate: | 261,758 |
| Tier 1 Leverage Ratio | 11.24 |
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Commercial and industrial loans | 30,843 |
| Tier 1 Capital Ratio | 15.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.78 |
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Loans to individuals - Other | 1,913 |
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:· OSB Community Bank
