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 OSB Community Bank
OSB Community Bank
| RSSD ID 725077 | CERTIFICATE 27989 | ABA NUMBER 271972925 |
| 925 La Salle St |
Quarter Ended : |
2025-06-30 |
| Ottawa, Illinois, 61350 |
Updated : |
2025-07-17 |
| www.myosb.bank |
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| Institution Profile |
| Year Opened : |
1871 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 346,761 |
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Total Interest Income | 8,497 |
| Total Liabilities | 307,297 |
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Total NonInterest Income | 466 |
| Total Bank Equity Capital | 39,464 |
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Total Interest Expense | 3,320 |
| Total Deposits | 280,693 |
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Total NonInterest Expense | 4,235 |
| Net Loans & Leases | 302,204 |
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Net Income | 1,116 |
| Loan Loss Allowance | 4,093 |
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Net Charge Offs | 44 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 43,903 |
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Total loans | 303,861 |
| Total assets for the leverage ratio | 350,472 |
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Loans secured by real estate: | 262,725 |
| Tier 1 Leverage Ratio | 11.61 |
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Commercial and industrial loans | 27,873 |
| Tier 1 Capital Ratio | 15.83 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.09 |
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Loans to individuals - Other | 2,624 |
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:· OSB Community Bank
