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SARATOGA'S COMMUNITY FEDERAL CREDIT UNION
SARATOGA'S COMMUNITY FEDERAL CREDIT UNION
| RSSD ID 726074 | CHARTER 5252 |
| 189 Ballston Ave |
Quarter Ended : |
2025-12-31 |
| Saratoga Spring, NY, 12866-4715 |
Agency Update : |
2026-01-23 |
| https://www.saratogafcu.org |
| Institution Profile |
| Chartered : |
1945 |
Institution Type : |
Credit Union |
| Credit Union Type : |
Federal |
Federal Regulator : |
NCUA |
| Membership Type : |
Community credit union |
| Statistical Area (MSA) : |
Not Available |
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| Number of Offices : |
0 |
| Current Members : |
5,437 |
Potential Members : |
469,000 |
| Full-time Employees : |
14 |
Part-time Employees : |
2 |
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| Financial Fast Facts |
| Balance Sheet |
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Income Statement (ytd) |
| Total Assets | 59,192,335 |
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Total Interest Income | 2,794,968 |
| Total Liabilities | 54,532,073 |
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Total NonInterest Income | 1,240,556 |
| Total Shares and Deposits | 54,539,928 |
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Total Interest Expense | 409,664 |
| Total Equity | 4,660,262 |
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Total NonInterest Expense | 2,896,790 |
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| PCA Net Worth |
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Loans & Leases |
| Total Net Worth | 4,660,262 |
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Total Number | 2,673 |
| Net Worth Ratio | 8.02 |
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Total Amount | 50,474,447 |
| Net Worth Classification | Well Capitalized |
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Total Delinquent(60+ Days) Number | 25 |
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Total Delinquent(60+ Days) Amount | 431,150 |
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