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 The First National Bank of Osakis
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The First National Bank of Osakis
| RSSD ID 726458 | CERTIFICATE 5221 | ABA NUMBER 91903530 |
| 211 Central Avenue |
Quarter Ended : |
2026-06-30 |
| Osakis, Minnesota, 56360 |
Updated : |
2026-07-29 |
| www.fnbosakis.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 97,563 |
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Total Interest Income | 2,697 |
| Total Liabilities | 88,534 |
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Total NonInterest Income | 155 |
| Total Bank Equity Capital | 9,029 |
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Total Interest Expense | 912 |
| Total Deposits | 80,949 |
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Total NonInterest Expense | 1,374 |
| Net Loans & Leases | 81,246 |
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Net Income | 541 |
| Loan Loss Allowance | 751 |
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Net Charge Offs | (9) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 9,109 |
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Total loans | 81,030 |
| Total assets for the leverage ratio | 96,397 |
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Loans secured by real estate: | 63,979 |
| Tier 1 Leverage Ratio | 8.67 |
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Commercial and industrial loans | 6,205 |
| Tier 1 Capital Ratio | 10.77 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.74 |
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Loans to individuals - Other | 2,451 |
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:· The First National Bank of Osakis
