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 The First National Bank of Osakis
The First National Bank of Osakis
| RSSD ID 726458 | CERTIFICATE 5221 | ABA NUMBER 91903530 |
| 211 Central Avenue |
Quarter Ended : |
2025-12-31 |
| Osakis, Minnesota, 56360 |
Updated : |
2026-01-30 |
| www.fnbosakis.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
10 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 95,122 |
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Total Interest Income | 5,111 |
| Total Liabilities | 86,126 |
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Total NonInterest Income | 277 |
| Total Bank Equity Capital | 8,996 |
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Total Interest Expense | 1,837 |
| Total Deposits | 77,906 |
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Total NonInterest Expense | 2,475 |
| Net Loans & Leases | 77,096 |
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Net Income | 1,075 |
| Loan Loss Allowance | 718 |
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Net Charge Offs | (6) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 9,023 |
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Total loans | 78,024 |
| Total assets for the leverage ratio | 94,472 |
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Loans secured by real estate: | 62,405 |
| Tier 1 Leverage Ratio | 8.79 |
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Commercial and industrial loans | 5,994 |
| Tier 1 Capital Ratio | 11.57 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.57 |
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Loans to individuals - Other | 2,416 |
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:· The First National Bank of Osakis
