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 Belmont Savings Bank
Belmont Savings Bank
| RSSD ID 72678 | CERTIFICATE 28348 | ABA NUMBER 243270671 |
| 426 34th Street |
Quarter Ended : |
2025-09-30 |
| Bellaire, Ohio, 43906 |
Updated : |
2025-10-30 |
| www.bsb.bank |
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| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 552,786 |
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Total Interest Income | 18,378 |
| Total Liabilities | 488,542 |
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Total NonInterest Income | 937 |
| Total Bank Equity Capital | 64,244 |
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Total Interest Expense | 9,709 |
| Total Deposits | 440,379 |
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Total NonInterest Expense | 7,512 |
| Net Loans & Leases | 353,178 |
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Net Income | 1,593 |
| Loan Loss Allowance | 2,792 |
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Net Charge Offs | 173 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 323,686 |
| Total assets for the leverage ratio | 547,010 |
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Loans secured by real estate: | 277,970 |
| Tier 1 Leverage Ratio | 15.31 |
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Commercial and industrial loans | 22,776 |
| Off Balance Sheet Exposures (%) | 5.3 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,803 |
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:· Belmont Savings Bank
