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Belmont Savings Bank
Belmont Savings Bank
| RSSD ID 72678 | CERTIFICATE 28348 | ABA NUMBER 243270671 |
| 426 34th Street |
Quarter Ended : |
2025-12-31 |
| Bellaire, Ohio, 43906 |
Updated : |
2026-01-28 |
| www.bsb.bank |
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| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 583,375 |
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Total Interest Income | 24,885 |
| Total Liabilities | 518,810 |
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Total NonInterest Income | 1,266 |
| Total Bank Equity Capital | 64,565 |
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Total Interest Expense | 13,110 |
| Total Deposits | 469,487 |
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Total NonInterest Expense | 11,332 |
| Net Loans & Leases | 358,663 |
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Net Income | 1,219 |
| Loan Loss Allowance | 2,972 |
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Net Charge Offs | 158 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 328,982 |
| Total assets for the leverage ratio | 557,920 |
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Loans secured by real estate: | 284,860 |
| Tier 1 Leverage Ratio | 14.95 |
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Commercial and industrial loans | 23,059 |
| Off Balance Sheet Exposures (%) | 4.89 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,988 |
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