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 Pathfinder Bank
Pathfinder Bank
| RSSD ID 729310 | CERTIFICATE 57497 | ABA NUMBER 221370894 |
| 214 W 1st St |
Quarter Ended : |
2025-06-30 |
| Oswego, New York, 13126 |
Updated : |
2025-07-30 |
| www.PATHFINDERBANK.com |
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| Institution Profile |
| Year Opened : |
2002 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
182 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,496,605 |
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Total Interest Income | 38,778 |
| Total Liabilities | 1,354,006 |
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Total NonInterest Income | (1,264) |
| Total Bank Equity Capital | 142,599 |
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Total Interest Expense | 15,440 |
| Total Deposits | 1,229,336 |
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Total NonInterest Expense | 15,573 |
| Net Loans & Leases | 893,740 |
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Net Income | 3,871 |
| Loan Loss Allowance | 15,983 |
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Net Charge Offs | 2,938 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 153,691 |
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Total loans | 911,312 |
| Total assets for the leverage ratio | 1,453,232 |
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Loans secured by real estate: | 674,491 |
| Tier 1 Leverage Ratio | 9.68 |
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Commercial and industrial loans | 154,233 |
| Tier 1 Capital Ratio | 13.62 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.87 |
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Loans to individuals - Other | 68,912 |
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:· Pathfinder Bank
