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 Bank of Wolcott
Bank of Wolcott
| RSSD ID 729842 | CERTIFICATE 16201 | ABA NUMBER 74913194 |
| 105 N Range St |
Quarter Ended : |
2025-09-30 |
| Wolcott, Indiana, 47995 |
Updated : |
2025-11-05 |
| www.bankofwolcott.com |
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| Institution Profile |
| Year Opened : |
1944 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
28 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 268,124 |
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Total Interest Income | 9,292 |
| Total Liabilities | 241,544 |
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Total NonInterest Income | 580 |
| Total Bank Equity Capital | 26,580 |
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Total Interest Expense | 3,124 |
| Total Deposits | 222,095 |
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Total NonInterest Expense | 3,529 |
| Net Loans & Leases | 137,618 |
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Net Income | 3,203 |
| Loan Loss Allowance | 2,318 |
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Net Charge Offs | (12) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 139,551 |
| Total assets for the leverage ratio | 264,913 |
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Loans secured by real estate: | 109,492 |
| Tier 1 Leverage Ratio | 12.26 |
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Commercial and industrial loans | 12,867 |
| Off Balance Sheet Exposures (%) | 7.12 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,273 |
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:· Bank of Wolcott
