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 Citizens Bank & Trust Co.
Citizens Bank & Trust Co.
| RSSD ID 729945 | CERTIFICATE 9777 | ABA NUMBER 84204709 |
| 239 E Main St |
Quarter Ended : |
2025-12-31 |
| Marks, Mississippi, 38646 |
Updated : |
2026-01-21 |
| www.cbt-co.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 101,243 |
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Total Interest Income | 6,427 |
| Total Liabilities | 87,464 |
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Total NonInterest Income | 690 |
| Total Bank Equity Capital | 13,779 |
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Total Interest Expense | 1,463 |
| Total Deposits | 86,228 |
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Total NonInterest Expense | 4,215 |
| Net Loans & Leases | 62,204 |
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Net Income | 976 |
| Loan Loss Allowance | 2,066 |
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Net Charge Offs | 128 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,791 |
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Total loans | 64,639 |
| Total assets for the leverage ratio | 98,055 |
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Loans secured by real estate: | 29,682 |
| Tier 1 Leverage Ratio | 14.05 |
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Commercial and industrial loans | 8,002 |
| Tier 1 Capital Ratio | 17.24 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.5 |
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Loans to individuals - Other | 2,762 |
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:· Citizens Bank & Trust Co.
