|
 |
|
|
 Whitesville State Bank
Whitesville State Bank
| RSSD ID 732637 | CERTIFICATE 16453 | ABA NUMBER 51504429 |
| 38609 Coal River Rd |
Quarter Ended : |
2025-09-30 |
| Whitesville, West Virginia, 25209 |
Updated : |
2025-10-24 |
| www.whitesvillesb.com |
|
| Institution Profile |
| Year Opened : |
1946 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
36 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 138,230 |
|
Total Interest Income | 5,159 |
| Total Liabilities | 129,028 |
|
Total NonInterest Income | 1,461 |
| Total Bank Equity Capital | 9,202 |
|
Total Interest Expense | 1,724 |
| Total Deposits | 127,612 |
|
Total NonInterest Expense | 4,106 |
| Net Loans & Leases | 72,727 |
|
Net Income | 394 |
| Loan Loss Allowance | 688 |
|
Net Charge Offs | 71 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 69,303 |
| Total assets for the leverage ratio | 133,680 |
|
Loans secured by real estate: | 46,444 |
| Tier 1 Leverage Ratio | 10.04 |
|
Commercial and industrial loans | 2,529 |
| Off Balance Sheet Exposures (%) | 1.57 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 22,695 |
|
|
|
|
:· Whitesville State Bank
