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 Whitesville State Bank
Whitesville State Bank
| RSSD ID 732637 | CERTIFICATE 16453 | ABA NUMBER 51504429 |
| 38609 Coal River Rd |
Quarter Ended : |
2025-12-31 |
| Whitesville, West Virginia, 25209 |
Updated : |
2026-01-28 |
| www.whitesvillesb.com |
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| Institution Profile |
| Year Opened : |
1946 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 138,023 |
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Total Interest Income | 6,964 |
| Total Liabilities | 128,490 |
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Total NonInterest Income | 1,834 |
| Total Bank Equity Capital | 9,533 |
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Total Interest Expense | 2,283 |
| Total Deposits | 125,148 |
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Total NonInterest Expense | 5,622 |
| Net Loans & Leases | 73,776 |
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Net Income | 373 |
| Loan Loss Allowance | 750 |
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Net Charge Offs | 70 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 70,277 |
| Total assets for the leverage ratio | 134,762 |
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Loans secured by real estate: | 46,266 |
| Tier 1 Leverage Ratio | 9.91 |
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Commercial and industrial loans | 2,631 |
| Off Balance Sheet Exposures (%) | 1.69 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 25,515 |
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:· Whitesville State Bank
