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 Jersey Shore State Bank
Jersey Shore State Bank
| RSSD ID 732918 | CERTIFICATE 14359 | ABA NUMBER 31306993 |
| 300 Market St |
Quarter Ended : |
2025-03-31 |
| Williamsport, Pennsylvania, 17701 |
Updated : |
2025-04-30 |
| www.jssb.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
18 |
Number of Employees : |
226 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,607,394 |
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Total Interest Income | 20,280 |
| Total Liabilities | 1,467,887 |
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Total NonInterest Income | 1,626 |
| Total Bank Equity Capital | 139,507 |
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Total Interest Expense | 9,652 |
| Total Deposits | 1,158,530 |
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Total NonInterest Expense | 8,158 |
| Net Loans & Leases | 1,342,649 |
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Net Income | 6,142 |
| Loan Loss Allowance | 7,648 |
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Net Charge Offs | (1,042) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 148,617 |
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Total loans | 1,349,868 |
| Total assets for the leverage ratio | 1,608,923 |
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Loans secured by real estate: | 1,011,026 |
| Tier 1 Leverage Ratio | 8.75 |
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Commercial and industrial loans | 90,297 |
| Tier 1 Capital Ratio | 10.33 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.9 |
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Loans to individuals - Other | 167,470 |
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:· Jersey Shore State Bank
