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Industry State Bank
Industry State Bank
RSSD ID 733054 | CERTIFICATE 12506 | ABA NUMBER 113111077 |
16886 Fordtran Blvd |
Quarter Ended : |
2025-03-31 |
Industry, Texas, 78944 |
Updated : |
2025-04-28 |
www.isbtx.com |
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Institution Profile |
Year Opened : |
1911 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Other Specialized Under 1 Billion |
Number of Offices : |
5 |
Number of Employees : |
43 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 692,642 |
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Total Interest Income | 7,979 |
Total Liabilities | 689,382 |
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Total NonInterest Income | 442 |
Total Bank Equity Capital | 3,260 |
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Total Interest Expense | 5,028 |
Total Deposits | 676,534 |
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Total NonInterest Expense | 2,507 |
Net Loans & Leases | 174,189 |
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Net Income | (6,992) |
Loan Loss Allowance | 3,287 |
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Net Charge Offs | 36 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 180,320 |
Total assets for the leverage ratio | 884,507 |
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Loans secured by real estate: | 108,873 |
Tier 1 Leverage Ratio | 15.91 |
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Commercial and industrial loans | 40,325 |
Off Balance Sheet Exposures (%) | 4 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,357 |
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