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Citizens State Bank and Trust Co., Ellsworth, Kansas
Citizens State Bank and Trust Co., Ellsworth, Kansas
| RSSD ID 733951 | CERTIFICATE 11778 | ABA NUMBER 101102496 |
| 203 N Douglas Ave |
Quarter Ended : |
2025-12-31 |
| Ellsworth, Kansas, 67439 |
Updated : |
2026-02-13 |
| WWW.CSBANC.COM |
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| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 279,751 |
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Total Interest Income | 13,106 |
| Total Liabilities | 259,067 |
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Total NonInterest Income | 2,229 |
| Total Bank Equity Capital | 20,684 |
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Total Interest Expense | 5,718 |
| Total Deposits | 215,569 |
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Total NonInterest Expense | 6,004 |
| Net Loans & Leases | 165,629 |
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Net Income | 3,395 |
| Loan Loss Allowance | 1,975 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 166,893 |
| Total assets for the leverage ratio | 277,732 |
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Loans secured by real estate: | 122,267 |
| Tier 1 Leverage Ratio | 9.61 |
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Commercial and industrial loans | 4,057 |
| Off Balance Sheet Exposures (%) | 6.68 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,437 |
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