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 Iowa State Bank
Iowa State Bank
| RSSD ID 734248 | CERTIFICATE 950 | ABA NUMBER 73920939 |
| 5 E Call St |
Quarter Ended : |
2025-06-30 |
| Algona, Iowa, 50511 |
Updated : |
2025-07-29 |
| www.bankisb.com |
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| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 465,181 |
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Total Interest Income | 11,561 |
| Total Liabilities | 427,510 |
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Total NonInterest Income | 795 |
| Total Bank Equity Capital | 37,671 |
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Total Interest Expense | 5,115 |
| Total Deposits | 339,623 |
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Total NonInterest Expense | 4,908 |
| Net Loans & Leases | 296,443 |
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Net Income | 1,720 |
| Loan Loss Allowance | 4,045 |
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Net Charge Offs | (7) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 55,996 |
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Total loans | 294,475 |
| Total assets for the leverage ratio | 474,416 |
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Loans secured by real estate: | 236,309 |
| Tier 1 Leverage Ratio | 10.94 |
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Commercial and industrial loans | 13,815 |
| Tier 1 Capital Ratio | 15.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.77 |
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Loans to individuals - Other | 6,467 |
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:· Iowa State Bank
