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 American State Bank
American State Bank
| RSSD ID 735441 | CERTIFICATE 228 | ABA NUMBER 73917641 |
| 525 N Main Ave |
Quarter Ended : |
2025-12-31 |
| Sioux Center, Iowa, 51250 |
Updated : |
2026-01-28 |
| www.ambankiowa.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
11 |
Number of Employees : |
129 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,512,992 |
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Total Interest Income | 82,511 |
| Total Liabilities | 1,355,418 |
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Total NonInterest Income | 9,596 |
| Total Bank Equity Capital | 157,574 |
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Total Interest Expense | 38,763 |
| Total Deposits | 1,304,094 |
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Total NonInterest Expense | 25,513 |
| Net Loans & Leases | 1,344,058 |
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Net Income | 17,877 |
| Loan Loss Allowance | 13,660 |
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Net Charge Offs | 8,742 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 169,729 |
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Total loans | 1,362,551 |
| Total assets for the leverage ratio | 1,519,976 |
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Loans secured by real estate: | 749,892 |
| Tier 1 Leverage Ratio | 10.24 |
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Commercial and industrial loans | 280,668 |
| Tier 1 Capital Ratio | 11.62 |
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Loans to individuals - Credit Cards | 1,701 |
| Total Capital Ratio | 12.67 |
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Loans to individuals - Other | 15,494 |
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:· American State Bank
