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The Union State Bank of Everest
The Union State Bank of Everest
RSSD ID 736550 | CERTIFICATE 18610 | ABA NUMBER 101106214 |
545 Main St |
Quarter Ended : |
2025-06-30 |
Everest, Kansas, 66424 |
Updated : |
2025-07-29 |
www.mybankusb.com |
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Institution Profile |
Year Opened : |
1901 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
9 |
Number of Employees : |
88 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 426,422 |
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Total Interest Income | 11,676 |
Total Liabilities | 387,832 |
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Total NonInterest Income | 1,302 |
Total Bank Equity Capital | 38,590 |
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Total Interest Expense | 3,554 |
Total Deposits | 380,962 |
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Total NonInterest Expense | 6,447 |
Net Loans & Leases | 312,218 |
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Net Income | 2,419 |
Loan Loss Allowance | 3,787 |
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Net Charge Offs | (9) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 43,590 |
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Total loans | 314,476 |
Total assets for the leverage ratio | 417,207 |
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Loans secured by real estate: | 237,949 |
Tier 1 Leverage Ratio | 9.54 |
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Commercial and industrial loans | 26,979 |
Tier 1 Capital Ratio | 12.22 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 13.38 |
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Loans to individuals - Other | 5,990 |
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