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United Bank of Iowa
United Bank of Iowa
| RSSD ID 738040 | CERTIFICATE 958 | ABA NUMBER 73921433 |
| 501 2nd St |
Quarter Ended : |
2025-12-31 |
| Ida Grove, Iowa, 51445 |
Updated : |
2026-01-26 |
| www.unitedbk.bank |
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| Institution Profile |
| Year Opened : |
1932 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
37 |
Number of Employees : |
293 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,480,897 |
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Total Interest Income | 117,055 |
| Total Liabilities | 2,258,144 |
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Total NonInterest Income | 15,541 |
| Total Bank Equity Capital | 222,753 |
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Total Interest Expense | 56,263 |
| Total Deposits | 1,945,663 |
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Total NonInterest Expense | 45,368 |
| Net Loans & Leases | 1,618,265 |
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Net Income | 28,660 |
| Loan Loss Allowance | 22,519 |
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Net Charge Offs | 365 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,606,611 |
| Total assets for the leverage ratio | 2,537,500 |
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Loans secured by real estate: | 1,046,464 |
| Tier 1 Leverage Ratio | 10.08 |
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Commercial and industrial loans | 79,775 |
| Off Balance Sheet Exposures (%) | 10.6 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 53,281 |
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