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 East Cambridge Savings Bank
East Cambridge Savings Bank
| RSSD ID 738303 | CERTIFICATE 90173 | ABA NUMBER 211370419 |
| 292 Cambridge St |
Quarter Ended : |
2025-06-30 |
| Cambridge, Massachusetts, 02141 |
Updated : |
2025-08-12 |
| www.ecsb.com |
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| Institution Profile |
| Year Opened : |
1854 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
155 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,608,442 |
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Total Interest Income | 35,731 |
| Total Liabilities | 1,460,034 |
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Total NonInterest Income | 2,404 |
| Total Bank Equity Capital | 148,408 |
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Total Interest Expense | 17,761 |
| Total Deposits | 1,279,229 |
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Total NonInterest Expense | 17,121 |
| Net Loans & Leases | 1,280,965 |
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Net Income | 2,428 |
| Loan Loss Allowance | 7,911 |
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Net Charge Offs | 90 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 160,180 |
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Total loans | 1,302,947 |
| Total assets for the leverage ratio | 1,598,763 |
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Loans secured by real estate: | 1,251,368 |
| Tier 1 Leverage Ratio | 9.5 |
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Commercial and industrial loans | 38,537 |
| Tier 1 Capital Ratio | 14.48 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.27 |
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Loans to individuals - Other | 8,952 |
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:· East Cambridge Savings Bank
