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First Whitney Bank and Trust
First Whitney Bank and Trust
RSSD ID 740249 | CERTIFICATE 254 | ABA NUMBER 73902151 |
223 Chestnut St |
Quarter Ended : |
2025-03-31 |
Atlantic, Iowa, 50022 |
Updated : |
2025-04-09 |
www.firstwhitneybank.com |
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Institution Profile |
Year Opened : |
1907 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
2 |
Number of Employees : |
20 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 291,357 |
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Total Interest Income | 3,027 |
Total Liabilities | 266,264 |
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Total NonInterest Income | 114 |
Total Bank Equity Capital | 25,093 |
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Total Interest Expense | 1,362 |
Total Deposits | 262,448 |
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Total NonInterest Expense | 830 |
Net Loans & Leases | 148,900 |
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Net Income | 911 |
Loan Loss Allowance | 453 |
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Net Charge Offs | 0 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 32,887 |
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Total loans | 148,149 |
Total assets for the leverage ratio | 291,312 |
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Loans secured by real estate: | 67,104 |
Tier 1 Leverage Ratio | 11.13 |
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Commercial and industrial loans | 36,423 |
Tier 1 Capital Ratio | 13.95 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 14.15 |
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Loans to individuals - Other | 3,555 |
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