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 First Whitney Bank and Trust
First Whitney Bank and Trust
| RSSD ID 740249 | CERTIFICATE 254 | ABA NUMBER 73902151 |
| 223 Chestnut St |
Quarter Ended : |
2025-06-30 |
| Atlantic, Iowa, 50022 |
Updated : |
2025-07-09 |
| www.firstwhitneybank.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 290,274 |
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Total Interest Income | 6,230 |
| Total Liabilities | 262,543 |
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Total NonInterest Income | 227 |
| Total Bank Equity Capital | 27,731 |
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Total Interest Expense | 2,751 |
| Total Deposits | 253,603 |
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Total NonInterest Expense | 1,702 |
| Net Loans & Leases | 151,436 |
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Net Income | 1,925 |
| Loan Loss Allowance | 453 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 33,900 |
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Total loans | 147,656 |
| Total assets for the leverage ratio | 292,914 |
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Loans secured by real estate: | 69,294 |
| Tier 1 Leverage Ratio | 11.42 |
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Commercial and industrial loans | 36,023 |
| Tier 1 Capital Ratio | 14.27 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.47 |
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Loans to individuals - Other | 3,610 |
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:· First Whitney Bank and Trust
