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 Fidelity Bank of Texas
Fidelity Bank of Texas
| RSSD ID 741068 | CERTIFICATE 21455 | ABA NUMBER 111905340 |
| 1901 Lake Shore Dr |
Quarter Ended : |
2025-12-31 |
| Waco, Texas, 76708 |
Updated : |
2026-01-30 |
| www.fbot.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 157,048 |
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Total Interest Income | 8,739 |
| Total Liabilities | 132,403 |
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Total NonInterest Income | 426 |
| Total Bank Equity Capital | 24,645 |
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Total Interest Expense | 1,933 |
| Total Deposits | 126,237 |
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Total NonInterest Expense | 6,045 |
| Net Loans & Leases | 104,784 |
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Net Income | 910 |
| Loan Loss Allowance | 669 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 104,971 |
| Total assets for the leverage ratio | 144,169 |
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Loans secured by real estate: | 85,769 |
| Tier 1 Leverage Ratio | 11.58 |
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Commercial and industrial loans | 12,258 |
| Off Balance Sheet Exposures (%) | 0.01 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,793 |
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:· Fidelity Bank of Texas
