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 F&M Bank
F&M Bank
| RSSD ID 741330 | CERTIFICATE 9963 | ABA NUMBER 64103367 |
| 50 Franklin St |
Quarter Ended : |
2025-12-31 |
| Clarksville, Tennessee, 37040 |
Updated : |
2026-01-23 |
| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
180 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,549,080 |
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Total Interest Income | 82,841 |
| Total Liabilities | 1,388,711 |
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Total NonInterest Income | 7,409 |
| Total Bank Equity Capital | 157,040 |
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Total Interest Expense | 31,796 |
| Total Deposits | 1,366,308 |
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Total NonInterest Expense | 42,757 |
| Net Loans & Leases | 1,143,295 |
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Net Income | 14,932 |
| Loan Loss Allowance | 8,396 |
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Net Charge Offs | 137 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 152,115 |
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Total loans | 1,157,679 |
| Total assets for the leverage ratio | 1,512,201 |
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Loans secured by real estate: | 1,106,310 |
| Tier 1 Leverage Ratio | 9.53 |
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Commercial and industrial loans | 41,560 |
| Tier 1 Capital Ratio | 12.27 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.96 |
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Loans to individuals - Other | 8,615 |
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:· F&M Bank
