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 The Peoples State Bank
The Peoples State Bank
| RSSD ID 741358 | CERTIFICATE 16744 | ABA NUMBER 101101439 |
| 200 W Main St |
Quarter Ended : |
2025-12-31 |
| Cherryvale, Kansas, 67335 |
Updated : |
2026-01-23 |
| www.psbcherryvale.com |
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| Institution Profile |
| Year Opened : |
1880 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
5 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 23,833 |
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Total Interest Income | 1,552 |
| Total Liabilities | 19,200 |
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Total NonInterest Income | 121 |
| Total Bank Equity Capital | 4,633 |
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Total Interest Expense | 304 |
| Total Deposits | 17,863 |
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Total NonInterest Expense | 647 |
| Net Loans & Leases | 20,924 |
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Net Income | 685 |
| Loan Loss Allowance | 201 |
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Net Charge Offs | (20) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 19,842 |
| Total assets for the leverage ratio | 22,693 |
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Loans secured by real estate: | 8,430 |
| Tier 1 Leverage Ratio | 20.42 |
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Commercial and industrial loans | 1,745 |
| Off Balance Sheet Exposures (%) | 4.55 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 889 |
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:· The Peoples State Bank
