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 Isabella Bank
Isabella Bank
| RSSD ID 74140 | CERTIFICATE 1005 | ABA NUMBER 72403004 |
| 139 E Broadway St |
Quarter Ended : |
2025-12-31 |
| Mount Pleasant, Michigan, 48858 |
Updated : |
2026-01-30 |
| www.isabellabank.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
32 |
Number of Employees : |
362 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,161,209 |
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Total Interest Income | 96,156 |
| Total Liabilities | 1,982,482 |
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Total NonInterest Income | 16,926 |
| Total Bank Equity Capital | 178,727 |
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Total Interest Expense | 32,864 |
| Total Deposits | 1,850,654 |
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Total NonInterest Expense | 53,359 |
| Net Loans & Leases | 1,522,638 |
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Net Income | 21,459 |
| Loan Loss Allowance | 13,727 |
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Net Charge Offs | (1,375) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 196,268 |
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Total loans | 1,493,654 |
| Total assets for the leverage ratio | 2,154,257 |
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Loans secured by real estate: | 1,144,756 |
| Tier 1 Leverage Ratio | 8.45 |
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Commercial and industrial loans | 167,108 |
| Tier 1 Capital Ratio | 11.2 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.07 |
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Loans to individuals - Other | 70,602 |
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:· Isabella Bank
