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 First Federal Savings Bank of Kentucky
First Federal Savings Bank of Kentucky
| RSSD ID 741974 | CERTIFICATE 29937 | ABA NUMBER 283972120 |
| 216 W Main St |
Quarter Ended : |
2025-12-31 |
| Frankfort, Kentucky, 40601 |
Updated : |
2026-01-30 |
| ffsbky.bank |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 289,077 |
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Total Interest Income | 15,983 |
| Total Liabilities | 258,992 |
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Total NonInterest Income | 535 |
| Total Bank Equity Capital | 30,085 |
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Total Interest Expense | 8,459 |
| Total Deposits | 214,002 |
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Total NonInterest Expense | 6,768 |
| Net Loans & Leases | 251,322 |
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Net Income | 963 |
| Loan Loss Allowance | 1,664 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 253,672 |
| Total assets for the leverage ratio | 289,965 |
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Loans secured by real estate: | 252,047 |
| Tier 1 Leverage Ratio | 10.37 |
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Commercial and industrial loans | 805 |
| Off Balance Sheet Exposures (%) | 9.81 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 821 |
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:· First Federal Savings Bank of Kentucky
