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First Federal Savings Bank of Kentucky

First Federal Savings Bank of Kentucky
RSSD ID 741974 | CERTIFICATE 29937 | ABA NUMBER 283972120
216 W Main St Quarter Ended : 2025-09-30
Frankfort, Kentucky, 40601 Updated : 2025-10-30
ffsbky.bank

Institution Profile
Year Opened : 1934 Institution Type : Savings bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Mortgage Lending Specialization
Number of Offices : 6 Number of Employees : 50
Related Company Filings Regulator
 FIRST FEDERAL MHC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets288,981
Total Interest Income11,826
Total Liabilities259,291
Total NonInterest Income357
Total Bank Equity Capital29,690
Total Interest Expense6,407
Total Deposits221,720
Total NonInterest Expense4,994
Net Loans & Leases250,204
Net Income581
Loan Loss Allowance1,663
Net Charge Offs(1)



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans252,339
Total assets for the leverage ratio288,843
Loans secured by real estate:250,650
Tier 1 Leverage Ratio10.29
Commercial and industrial loans755
Off Balance Sheet Exposures (%)10.21
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other935





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury