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First Federal Savings Bank of Kentucky
First Federal Savings Bank of Kentucky
| RSSD ID 741974 | CERTIFICATE 29937 | ABA NUMBER 283972120 |
| 216 W Main St |
Quarter Ended : |
2025-09-30 |
| Frankfort, Kentucky, 40601 |
Updated : |
2025-10-30 |
| ffsbky.bank |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 288,981 |
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Total Interest Income | 11,826 |
| Total Liabilities | 259,291 |
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Total NonInterest Income | 357 |
| Total Bank Equity Capital | 29,690 |
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Total Interest Expense | 6,407 |
| Total Deposits | 221,720 |
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Total NonInterest Expense | 4,994 |
| Net Loans & Leases | 250,204 |
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Net Income | 581 |
| Loan Loss Allowance | 1,663 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 252,339 |
| Total assets for the leverage ratio | 288,843 |
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Loans secured by real estate: | 250,650 |
| Tier 1 Leverage Ratio | 10.29 |
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Commercial and industrial loans | 755 |
| Off Balance Sheet Exposures (%) | 10.21 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 935 |
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